Commercial Loan Restructure Re-Finance
Commercial Loan Restructure Re-finance
Do you have commercial loans for your business or property?
Is your bank trying to force you to accept detrimental new conditions?
Need help from experienced corporate negotiators who will speak to the bank at the highest level on your behalf to work out a plan that could save your business? We can help with any of the items listed on the right (and a lot more too!):
- Attempting to appoint LPA receivers.
- Repossess your property / assets.
- Calling in loans even if you are trading in profit.
- Cancelling loan agreements with no warning.
- Forcing you to move to a different loan rate/ LTV.
- Forcing a shortening of the loan term.
- Forcing a refinance or repossession for non compliance
- Forcing sale to NRAM or other government subsidiary.
- Adding charges which are unmanageable.
- Forcing bankruptcy upon you and seizing assets.
We Negotiate With The Bank
The original loan can be on residential and/or commercial property but needs to have been commercially financed. Our team will work to:
Our specialist can work with you to negotiate directly with the bank chairman on your behalf.
- Stop the bank action & remind bank of legalities.
- Create a new finance proposal for the bank.
- Arrange finance on more favourable terms.
- Negotiate to write down original loan to circa 50%
- Find exit solutions which avoid the need for formal insolvency.
- Help with corporate restructuring, asset disposal via our experts.
- Deal with regulators around business distress or insolvency.
- Debt and equity restructuring for a better future.
We only deal with chairmen, not branch managers. This way everybody wins.The bank is paid off and the client keeps their business running on a lower loan rate/value.
What We Can Achieve For You
A key point to this system working is that there needs to be an exit strategy, we cannot simply write down the debt, a sale or refinance at the end of this process is essential, because the original loan will still need to be paid off.
- Minimum loan values considered about £3-400k.
- Timescale is about 2-3 months till complete the deal.
- None we have dealt with have been refused so far.
- You must have been contacted by the bank re any of the above scenarios.
- We only take clients on that we know we can win for.
- We have a 100% success rate for our clients.
- No cost to find out if we can win for you or not.
If you can satisfy any the criteria above our experts will work with you and the bank in question for a solution.